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Real Estate Investment ROI Calculator

Analyze rental property investments with comprehensive ROI calculations, cash flow analysis, and key investment metrics to make informed real estate decisions.

Property Details
$
$
20% of purchase price
0% 50%
$
Typically 2-4% of purchase price
$
$
Inspection, appraisal, legal fees, etc.
$89,000
Financing Details
$240,000
%
$1,596
Additional Monthly Costs
$ /month
$ /month
$ /month
Rental Income & Expenses
Rental Income
$
$
Parking, laundry, storage, etc.
%
Expected vacancy percentage
Operating Expenses
$ /month
$ /month
$ /month
$ /month
HOA, legal, accounting, etc.
Investment Analysis Results
$404
Monthly Cash Flow
$4,848
Annual Cash Flow
5.4%
Cash-on-Cash ROI
6.8%
Cap Rate
Monthly Cash Flow Breakdown
Key Investment Metrics
Gross Rental Yield 10.0%
Net Rental Yield 8.2%
Debt Service Coverage Ratio 1.25
Loan-to-Value Ratio 80.0%
Break-even Rent $2,096
Monthly Profit Margin 16.2%
Payback Period 18.4 years
Monthly Income vs Expenses
10-Year Investment Projection
%
%
%
125.3%
Total 10-Year ROI
$403,176
Property Value (Year 10)
$267,432
Equity Built (Year 10)
$58,176
Total Cash Flow (10 Years)
Investment Summary & Recommendations

About Real Estate Investment ROI Calculator

Our comprehensive real estate investment calculator helps you analyze rental property investments with detailed ROI calculations, cash flow projections, and key investment metrics.

Key Features

  • Cash Flow Analysis: Monthly and annual cash flow calculations
  • ROI Metrics: Cash-on-cash return, cap rate, and rental yields
  • Interactive Charts: Visual breakdown of income, expenses, and projections
  • 10-Year Projections: Long-term investment analysis with appreciation
  • Comprehensive Costs: Includes all financing, operating, and initial costs
  • Investment Recommendations: Automated analysis and suggestions

Key Metrics Explained

  • Cash-on-Cash ROI: Annual cash flow divided by total cash invested
  • Cap Rate: Net operating income divided by property value
  • Gross Rental Yield: Annual rent divided by property value
  • DSCR: Debt Service Coverage Ratio - ability to service debt
  • Break-even Rent: Minimum rent needed to cover all expenses

Investment Guidelines

  • • Good Cash-on-Cash ROI: 8-12%
  • • Good Cap Rate: 6-10%
  • • DSCR: Above 1.2 is preferred
  • • 1% Rule: Monthly rent ≥ 1% of purchase price
  • • Vacancy Rate: 5-10% is typical